Justin has been in the mortgage industry for over a decade, and in that time has solidified himself as one of the top originators in the United States. He has helped well over 5000 families purchase or refinance their homes. He prides himself on active listening and truly getting to know his clients and their needs; High client service is very important to him and clients realize this very quickly.
When he is not helping his clients, he is spending time with his family and helping them achieve their goals in life.
Senior Loan Officer
NMLS # 1037380
480-567-2325
justin.caruso@mortgageright.com
Please note: You will be taken to an application page that will require you to create an account if you have not created one already.
If you are looking for a lower rate to ease cash flow or a shorter term to get your mortgage paid off sooner, we can help you make the RIGHT decision.
Getting a new mortgage to replace the original is called refinancing. This process allows the borrower an opportunity to obtain a different interest term and/or rate. The first loan is paid off, then the newly refinanced loan goes into effect.
It is common for people to refinance when they have equity in their home, which is the difference between the amount owed on their mortgage and the appraised value of the home. In that situation, the borrower has an option to “cash-out” (hence the term cash-out refinance) the value of their home equity allowing them to remodel their home, consolidate debt, pay for college, or other expenses.
